Bank Identity Verification | +90% Conversion Rate
Bank Identity Verification
Secure bank identity verification with leading technology on a single platform. Prevent fraud, drive growth and maintain compliance with robust bank identity verification.
Key challenges of identity verification for banks
Customer Experience
Balancing strict identity verification with a seamless customer experience is a major challenge for banks. Outdated, manual KYC processes cause inefficiencies, high costs, and delays, leading to frustrated customers, abandoned transactions, and reduced loyalty, which hinder satisfaction and growth.
Identity Fraud
The rise of digital banking has driven an increase in sophisticated fraud, including ID forgery and synthetic identities, and account takeovers, amplified by generative AI. A McKinsey study indicates that 85% of financial fraud cases are linked to synthetic identities.
Regulation
Financial institutions must comply with stringent regulatory requirements such as KYC and AML, which often result in time-consuming and costly identity verification processes, while exposing them to significant fines for non-compliance.
One identity. A thousand banking use cases
- Customer Onboarding
- Customer Retention
- Change of mobile number
- Registration of minors
- Soft-token enrollment
- Digitization of ID docs databases
- Consumer loan financing
- Obtaining credit cards
- Renewal of expired documents
- Signing of contracts
- Password reset or lockout
- Passwordless login access
- Verification with state services
- Branch Authentication
- Identification on banned lists
- Remote biometric signature
- Contact Center Authentication
- Biometric transaction signature
- Remote Proof of life
- Physical Access Control
Fraud Prevention
Enhance your security journey with powerful identity verification. Safeguard every interaction by blocking high-risk users, fraudsters, and injection attacks—all while delivering a seamless user experience.
Transform your banking identity verification experience
Attract New Customers
Onboard new customers seamlessly in less than 30 seconds from everywhere, on any device and complying with regulations.
Enhance Customer Satisfaction
Authenticate users with their face or voice in seconds, eliminating passwords, reducing costs, and enhancing customer experience.
Prevent Fraud
Strengthen the security journey with robust identity verification. Protect every interaction, blocking high-risk users and fraudsters while ensuring seamless experiences.
Comply with Regulation
When it comes to the highest security standards, you can rely on Veridas. We are committed to protecting privacy.
Real Success in Banking ID Verification
Financial companies that trust Veridas achieve a fully digital, user-friendly, and secure experience. We make life easier for users while helping businesses reduce costs and enhance security, effectively mitigating potential fraud.
- 120+ customers
- +90 % conversion rate
- 25M+ IDV processes every year
- 2137 % Increase in fraud attempts since 2021
Bank identity verification solutions
Identity Verification
Onboard new customers in less than 30 seconds from everywhere, on any device, complying with KYC regulations and combating fraud such as injection attacks.
Identity Document Verification: Instantly detect fake or tampered documents while extracting and validating key details.
Facial Biometric Check: Compare a selfie with the ID document image to verify the user’s identity.
Liveness Detection: Ensure user presence and prevent fraud from deepfakes, presentation, or injection attacks.
Face Authentication
Move from passwords to frictionless security with Face Authentication.
Selfie capture: Available on all platforms (web desktop, mobile and webviews)
Liveness Detection: Certified by iBeta for both Level 1 and Level 2 confirms that the user is physically present during the process.
Biometric Checks: Confirm that every individual requesting access is precisely who they claim to be. (1:1 and 1:N).
Instant Verification: Grant access to your services in less than 300 milliseconds.
Voice Authentication
Secure your conversations with voice biometrics, preventing fraud, enhancing UX, and reducing costs.
Enrollment: Instantly detect fake or tampered documents while extracting and validating key details.
Management: Once the audio is captured an account is created for that user.
Authentication: When the user contacts the client again we capture 3 seconds of audio and compare the voiceprint generated before with the new audio sample.
Result: The result determines if the access attempt is authentic and whether they belong to the same person or not.
Multi-channel strategy
We secure every stage of the security journey with a multi-channel strategy. Our identity solutions ensure maximum security and seamless UX across physical branches, web and mobile apps, phone channels, and messaging platforms.
Physical branches
Enable frictionless identity verification and authentication for in-person banking, enhancing security while improving customer experience.
Web and mobile apps
Perform secure transactions and interactions without passwords using facial and voice authentication.
Phone Channels
Protect calls and authenticate users in just 3 seconds with voice biometrics.
Messaging platforms
Secure all digital interactions, preventing fraud and ensuring a seamless customer journey.
Compatible with all types of browsers and devices for a unique user experience
Our solutions offer exceptional usability and compatibility across browsers and devices to ensure seamless and secure user experiences.
For web environments, our capture components are fully compatible with all major browsers including Chrome, Firefox, Safari, Opera, Edge, and Samsung Internet.
In native environments, our capture components support a wide range of devices and versions on both Apple and Android.
Additionally, our webviews enable seamless onboarding processes directly through platforms like Instagram, Facebook, WhatsApp, and Gmail, ensuring a smooth and integrated user experience.
Frequently Asked Questions
What is Bank Identity Verification and How Does Veridas Enhance It?
Bank identity verification refers to the process of integrating new customers into banking services through digital platforms. Veridas enhances this process by offering advanced digital onboarding solutions that streamline customer verification, reduce paperwork, and ensure compliance with regulatory standards. Our technology focuses on user experience, making the onboarding journey quick, secure, and convenient for both retail and corporate banking clients.
How Do Veridas' Identity Verification Solutions Benefit Financial Services?
Veridas’ identity verification solutions for financial services are designed to optimize customer acquisition and retention. By leveraging AI and biometric verification, we offer financial institutions a robust framework for fraud prevention and identity verification. This not only enhances security but also improves operational efficiency, allowing financial services to onboard customers more effectively and at a lower cost.
Can Veridas' Solutions Cater to Digital Customer Onboarding in Banking?
Absolutely. Veridas specializes in digital customer onboarding for banking by providing a seamless, user-friendly platform that integrates easily with existing banking systems. Our solutions are tailored to meet the specific needs of banks, ensuring a smooth transition for customers from traditional to digital banking channels.
What Makes Veridas Unique?
Veridas stands out in digital onboarding solutions for banks due to our emphasis on advanced biometric technology and AI-driven verification processes. Our solutions are not only secure and compliant with global regulations but also customizable to fit the unique needs of each bank, enhancing both customer experience and operational efficiency.