Credit Unions

Unified Identity Verification for Credit Unions

Verify your members instantly across mobile, web, and contact centers without the interrogation. Built on a 100% proprietary Identity, Face, and Voice authentication foundation.

Trusted by

The Stranger Paradox: When Trust Becomes Friction

Stop treating your members as strangers every time they switch channels. Trust is your greatest competitive advantage, but the GenAI era is breaking the unique bond of the Credit Union.

Fragmented Journeys & Member Friction

In the era of Generative AI, “what you know”—Knowledge-Based Authentication (KBA)—is easily stolen by algorithms. Secret questions have become a complete legal liability due to massive data leaks. When an algorithm can steal your answers, how do you prove who you are in the Credit Unions environment?

Industrialized Fraud & Weaponized Trust

Attackers are exploiting the Credit Union “service mindset” through scaled, AI-driven fraud. From highly convincing social engineering to injection attacks that feed fraudulent media directly into authentication systems, modern threats easily bypass legacy security, exposing your institution to severe reputational damage and overwhelming lean IT teams.

The Continuity Gap & Legacy Risk

Security investments are rising, yet breach frequencies remain high due to outdated defense strategies. As unstable legacy identity providers face market consolidation or abrupt exits, Credit Unions are left exposed in an “authentication black hole” that compromises both member service and core security.

Veridas: Enabling a Member-First Culture through Frictionless Identity

Turn every touchpoint into a bond of trust. Transform member identity into a unified, reusable asset that secures every channel of your Credit Union.

Verify Once, Authenticate Everywhere

Recognize members instantly across mobile, web, and contact center. Our proprietary IDV, Face, and Voice technology replaces outdated KBA and eliminates the “app-switching” friction that drives members away.

Advanced Fraud Defense

Neutralize industrialized fraud at the front door. We go beyond verifying the person to validate channel and device integrity. Our measures stop presentation, injection, and massive attacks, preventing the systemic financial and reputational leaks that legacy systems miss.

Secure Continuity

Protect your mission from vendor exits and “authentication black holes.” Our 100% proprietary engine ensures technical sovereignty, total control of your data, and a future-proof migration path for your institution.

Unifying Member Identity Across the Credit Union

Digital Identity Verification

Fast, compliant IDV designed specifically for remote Credit Union member onboarding to verify members on the first try.

Seamless Face Authentication

Instant facial recognition that acts as a secure second form of authentication for high-risk transactions, eliminating passwords and preventing account takeover.

Passive Voice Authentication

Natural, text-independent identity for the contact center that eliminates KBA and slashes handle times for both members and staff.

Proven Results for Your Membership

Efficiency, security, and a superior experience for your member-owners.

< 30s

Onboarding

Establish a secure “Golden Identity” in under 30 seconds by accurately anchoring the physical person to their digital record.

90%

First-Attempt Success

Stop losing legitimate patients to technical friction. Our seamless, guided capture ensures a flawless verification on the very first try.

Instant

Voice Authentication

Authenticates patients and clinicians with natural conversation, completely independent of text or language.

90s

Off Average Handle Time

Save operational costs and improve “Time-to-Care” by replacing manual, friction-heavy KBA.

Identity Verification Built for Credit Union Trust

Growth without the Friction

Stop choosing between security and conversion. Deliver maximum protection with a seamless experience that prevents member abandonment.

Lower TCO & Total Independence

Reduce costs and eliminate “middleman” risk. Our 100% in-house tech ensures predictable pricing and total technical sovereignty for your Credit Union.

Elite Security, Scaled for You

Deploy top-tier identity verification that neutralizes AI-scale threats without the burden of massive enterprise contracts. Sized and priced perfectly for your institution’s reality.

Effortless Regulatory Compliance

Simplify your compliance journey. Meet NCUA and FFIEC mandates with world-class, NIST-ranked and iBeta-certified engines.

A Partner for the Long Haul

We are more than a vendor. We partner with your Credit Union from assessment to optimization to ensure your institution’s long-term resilience.

The Real Identity Manifesto for U.S. Credit Unions

Securing Member Trust in the Age of Generative AI and Synthetic Fraud

Identity Verification Success Stories

1000x

increase financing volume

85%

customer onboardings automatically validated

5s

average validation time

Aplazame: Building Trust and Speed in Online Financing

The goal: streamline digital onboarding without compromising compliance or fraud prevention.

What stood out to me was how well Veridas supported us—not only during integration but also through ongoing monitoring and tuning. You can really tell you’re working with a team that cares. Since implementing Veridas, we haven’t seen any major fraud attempts succeed. In an environment like ours, that peace of mind is invaluable.

Javier Yuste, CPO at Aplazame

Global Banking Leadership through Trusted Real Digital Identity

Veridas allows us not only to know the client at the moment of onboarding and be certain that the client is not being impersonated, but also to have a continuous authentication layer.

Natalia Ortega, Global Head of Financial Crime Prevention at BBVA

Over 840,000 verifications boost confidence in bplay's online gaming ecosystem

Bplay needed to verify the real identity of its players to comply with Argentine online gaming regulations.

Ignacio Lobos, Compliance- Gerencia de Asuntos Legales y Cumplimiento at Grupo Boldt

Proof that our solutions work

When it comes to fraud, “trust us” isn’t good enough. Our tech is rigorously tested and certified by independent, 3rd party experts to ensure you meet compliance requirements.