# AMLR Compliance with Veridas: Meet the 2027 EU Single Rulebook

Prepare your institution for the AMLA mandates before July 2027. We balance strict security with high conversion rates by natively supporting all 3 KYC paths required by the EU—without the compliance risks of third-party black boxes.

## The AMLR Deadline: Prepare for the EU's Single Rulebook

Emulated device attacks represent a new frontier in fraud, where attackers leverage virtual environments to bypass security systems and manipulate processes.

The Window to Act is Closing

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## Your AMLR Compliance Roadmap

Work with a partner, not just a vendor. We stay by your side from initial assessment to ongoing optimization, ensuring your institution’s long-term digital resilience against evolving AI threats and regulatory shifts.

| Date             | Milestone                               | Business Impact                                                                 |
|------------------|----------------------------------------|---------------------------------------------------------------------------------|
| July 10, 2027    | AMLR "Single Rulebook" Enforced      | The Single Rulebook becomes mandatory across all 27 EU Member States.            |
| August 2027      | ETSI v2.1.1 Mandate                   | Remote IDV solutions must transition to the new ETSI standards to remain compliant.|
| December 2027    | EUDI Wallet Deadline                   | Institutions must be technically ready to accept the official European Digital Identity Wallet. |
| 2028 & Beyond     | AMLA Direct Supervision                | Full regulatory scrutiny begins. Non-compliant entities face severe audits and heavy sanctions. |

## Who Must Comply with the AMLR?

The AMLR applies to any institution—inside or outside the EU—that operates or serves clients in Europe. If your business falls into these sectors, compliance is non-negotiable.

### Banking, Finance & Fintech

The EU’s single rulebook outlaws legacy checks. Biometric Customer Due Diligence (CDD) is now the mandatory standard.

### Crypto-Asset Platforms

AMLR officially extends to all CASPs. Platforms must match strict banking IDV standards without killing user growth.

### Insurance & Wealth Management

Explicitly targets life insurance and investment intermediaries to secure high-value digital transactions.

### Online Gaming & Gambling

Classified as high-risk by the EU. Operators must eliminate identity anonymity while keeping a frictionless UX.

## Veridas: The 3 legally compliant paths to outsource your KYC under AMLR

The AMLR (Article 18.1) gives explicit “green light” to outsource KYC operations to expert third-party providers. Veridas is the native identity specialist that covers all three compliance pathways under one roof with 100% proprietary technology.

### Path 1: Remote Identity Verification (IDV)

100% proprietary remote onboarding across web and native mobile channels.

- Global Banking DNA: Securing remote identity verification for Tier-1 banks worldwide since 2017.
- High-Precision Identity Onboarding: Proprietary document and biometric capture, powered by Top-5 NIST algorithms and iBeta Level 1 & 2 liveness detection.
- Omnichannel Anti-Fraud: A robust defense layer that neutralizes sophisticated identity fraud across web and native platforms.

### Path 2: Qualified Electronic Certificates

Complete, ETSI-certified issuance workflows for remote identification.

- End-to-End Certificate Issuance: Complete digital certificate issuance workflows for remote identification, in full compliance with eIDAS 2.
- Mandatory ETSI v2.1.1 Compliance: Secure your legal certification well ahead of the August 2027 deadline.

### Path 3: National eIDs & EUDI Wallets

Future-proof your KYC for the mandatory December 2027 shift.

- Current eID Acceptance: We offer integration with active national eID systems to support your immediate compliance needs.
- Mandatory EUDI Wallet Compliance: Built to guarantee full compliance for the December 2027 deadline, ensuring a seamless transition as both verification methods coexist.

## AMLR 2027: Turn Compliance into Your Ultimate Competitive Advantage

Discover the 3 EU-regulated KYC pathways to ensure maximum security and conversion for your business, without third-party opacity.

## Why Veridas is your Strategic Partner

### Operational Excellence

We don’t just provide tech; we guarantee results. Meet the most demanding SLA standards and simplify your vendor audits with our transparent, high-compliance documentation and ISO-certified processes.

### Lower your TCO & Simplified Procurement

Eliminate third-party risks and unpredictable costs with 100% proprietary technology. Ensure technical sovereignty and simplify procurement via AWS and Google Cloud Marketplaces using your existing cloud agreements.

### Proactive Optimization

Our teams act as your Identity Partner. We don’t just support; we proactively analyze and unblock friction points in your journey to help you reach and maintain market-leading conversion levels.

### Build for the long haul

## Evidence of Effectiveness

When it comes to fraud, “trust us” isn’t good enough. Our tech is rigorously tested and certified by independent, 3rd party experts to ensure you meet compliance requirements.

Technology and infrastructure

Regulatory compliance

Global privacy

## Identity Verification Success Stories

### Aplazame: Building Trust and Speed in Online Financing

The goal: streamline digital onboarding without compromising compliance or fraud prevention.

> "What stood out to me was how well Veridas supported us—not only during integration but also through ongoing monitoring and tuning. You can really tell you’re working with a team that cares. Since implementing Veridas, we haven’t seen any major fraud attempts succeed. In an environment like ours, that peace of mind is invaluable."  
> **Javier Yuste, CPO at Aplazame**